Privacy Statement

PIPEDA Statement

Any exchange of information will be kept in the strictest of confidence. Personal employee information shall be utilizes only for insurance and investment purposes and later destroyed. Only those requested to work with the information shall have access to it, and they shall have access to it, and they shall be equally bound to its confidentiality. Furthermore, our offices have been equipped with locked facilities. This will ensure that all information is secured on a daily basis, and not left exposed and available to unauthorized scrutiny. Information received that is not in compliance will be deemed confidential as the law permits. Such information will be rendered compliant before leaving our offices.

Disclosure Statement

Companies I represent and my relationship with them
It is important for you, our customer, to know we are truly an independent insurance brokerage firm. No insurer owns shares or loaned money to our company and we have no special financial arrangements with any insurer. Therefore, we are in a position to provide objective, unbiased, professional service and advice on your insurance needs. We value our independence, and consider the maintenance of this position to be of the highest importance.

Currently, we have placed insurance contracts on behalf of our clients with 27 insurers. Below are all the insurance carriers that we are associated with:

ACE INA Life Insurance Empire Financial Group Manulife Financial
BMO Insurance Encon Group Inc. RBC Insurance
Assumption Life Equitable Life of Canada Standard Life
AXA Assurances Inc. Shepell FGI Sun Life of Canada
Blue Cross (Ontario) Great-West Life The Benefits Trust
Canada Life Green Shield Canada The Co-Operators
Ceridian Performance Partners Industrial Alliance Transamerica Life of Canada
CHUBB Insurance TIC Travel Insurance Unity Life of Canada
Desjardins Financial Lloyd’s of London Wawanesa Life
London Life William J. Sutton & Co. Ltd  

Compensation
If you choose to purchase a product through us, we will be paid a commission by the company that provides the product you purchase. And, we may receive a renewal (or service) commission if you keep that policy in force.

We may also be eligible for additional compensation, such as bonuses, or non-monetary benefits, such as travel incentives, depending on various factors such as the volume or persistency of business that we place with a particular company during a given time period.

Conflict of interest
In our duty to disclose any conflict of interest with you as our client, we confirm that there is no conflict of interest in regards to the proposed sales transaction that you are considering. Further, we confirm that our overall recommendations take into consideration, and are solely based on our analysis of your needs.

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